Finance, health, food, fitness, business, industrial,Love,receips, nutrition, coffee, digital,pf, science, technology, lifestyle

Sunday, January 20, 2019

How to get a national insurance number

How to get a national insurance number

What is a National Insurance Number?

An NI number (often called NIN or NINO) is similar to your Tax File Number in Australia, IRD in New Zealand or SIN number in Canada. In the UK the NI number is also used as a form of identification by many departments including the free NHS healthcare system.

Usually during your first week of work, your employer will ask for your NI Number.
If you don’t have one, your employer has no way of advising the British Tax Department (HM Revenue and Customs) the amounts you need to NI contributions for state pension and the British social security system should be. You must pay emergency national insurance contributions (emergency tax) until you get one – typically a big percentage of your take home pay!

How to get an NI Number

A typical application process can take weeks if not months and involve phone calls, an EOI (Evidence Of Identity) interview, follow up calls and and long wait times and thats assuming everything goes wellFortunately there is much easier way. A number of companies in the UK exist to help with this process. For as low as £30 there are online services which help in a number of ways:

  • Many people can avoid the EOI interview altogether
  • If required, the interview can be arranged for you
  • The information required for the interview can be pre-checked
  • Any changes to interview times, follow up calls, changes of address or other issues that arise can be dealt with by them
My advice is simple – Save yourself a lot of time and trouble by using a reputable service to assist.
Here is our current top recommendation.
Now, if you have time and lots of patience you can always get your NI Number without assistance but allow me to explain what makes the NI Number application process so time consuming and stressful.

Step 1

Call the phone number 0345 600 0643 at Jobcentre Plus during business hours to arrange a national insurance number interview. Be prepared It is usually busy – very busy. The times offered will be during business hours and available times will depend on how busy they are and arranged at an address nearest to you.
Note: For non-EU citizens the interview can be avoided if you use a service.

Step 2

Prepare documents for interview. After scheduling an EOI (evidence of identity) interview, then you have to gather your documentation for the interview.
Note: For people coming from overseas, it can be challenging because one of the key parts of the process of getting a number is proving your identity which often includes an address and bills in your name. But wait, perhaps you just arrived from overseas. So what do you bring? A service can help to ensure you have the necessary documentation.

Step 3

Wait or follow up if required. Assuming everything goes well in the interview and you are not invited back – you wait. This step usually takes a few weeks but sometimes months to receive your number and card by mail. Although you do nothing, this step can be the hardest because while you are waiting you are still getting charged emergency tax. You will also often have no idea if your application will be successful or not.
Note: Wait times vary depending on the departments workload, but a service can give you a good indication of the timing because they are dealing with successful registrations each day.
WARNING: Changing your address (which many people do after first arriving to the UK) can result in having your NI number lost in the post (read the comments below, it happens all the time!). One more reason to use a service is that they will help file the necessary change of address paperwork and follow up for you.

Cut the red tape, avoid the frustration

Use a reputable service to assist you in your NI Number application.
They will:
  1. Organise your interview for you (at a time convenient to you) or arrange to avoid it all together
  2. Make sure you have the identity you need
  3. Deal with changes to your address and any other issues that may arise
Unfortunately the process of obtaining an NI number normally takes 2 – 6 weeks (sometimes months) from the time you schedule a meeting. The time it takes to get one depends on availability of interview times for your local Department of Work and Pensions (DWP) office and then there is also the time it takes to get your NI number processed. In the meantime, you will be issued with a temporary national insurance number, but this is just to keep track of the extra contributions you will be making until you get your NI card in the mail and advise your employer.

Fortunately there are some paid services that Work and Travel Companies provide that help to avoid a lot of frustration and can ensure maximum speed in the process. For example, if you are non-European you can avoid having to attend the DWP interview. This is due to all the requirements you have to already met to get your visa and is a great way to get a national insurance number online. This itself is well worth the small fee, but where they really come into their own even if you have to attend an interview is in making sure things run smoothly. For example, there are many instances where processing is delayed when one of the requirements of your EOI interview are not met. Initially they assist in filling out the NIN application form. In many cases something as simple as a change of your address (or not having an address) creates bureaucratic confusion which delays getting your number issued. Many problems have been avoided with the help of a service. You can also do it yourself (DIY) and we provide the methods to do it.
However I also want you to know that we get emails daily and many comments of people having issues – here are some from below:
“4 weeks have passed already and I don’t have an interview scheduled and I still haven’t received any forms to fill in” Paolo
“I applied for a NI number and went to an interview, but after (2-4 weeks like the interviewer said) they sent me a letter saying that they declined it.” Hristo
“I filled out the paper Form CA5403, passed in the office HM REVENUE, (and was) told to wait up to 6 weeks. I waited 2 months but nothing … ” Stan
This service is highly recommended and is used by many expats and working holiday makers because you can avoid a lot of hassle when you applying.
Note: If you are British (and in the UK when your were 16 years of age) you will have been sent your NI Number by mail. If you are were not in Britain not in Britain of have misplaced your NI Number there are other ways to get assistance – please see our British section.

More Information

Different options apply based on your Nationality

Non-European Economic Area Citizens (Any country outside of Europe)

Three Options:
  1. Online (no interview required)
  2. Assistance (interview required)
  3. DIY (interview required)

All European Citizens

Two Options:
  1. Assistance (interview required)
  2. DIY (interview required)

Frequently Asked Questions (FAQs)

Q: Do I need an NI Number to work in the UK?
A: Yes and No. No, not initially but eventually yes. You can work immediately without an NI Number however you must start the application process as you will eventually need to provide your employer with your NI Number. Until that happens you will be paying an emergency tax—which could be a large portion of each pay day.
Q: How long does it take to get a National Insurance Number?
A: 2-6 weeks is typical, sometimes months. First you need to schedule an EOI interview or a service will do this for you – if a service can arrange for you to avoid the interview this can save weeks. The wait times are dependent on how busy the office in your area is. After your interview you will still need to wait for your NI Number and card to arrive in the post. This process can take 2-6 weeks, or longer.
Q: Do I need to be in the UK when I apply?

A: Yes. If you are doing it yourself you must be in the UK when you apply. For piece of mind, you can start the ball rolling with a service before you arrive. Knowing exactly what you need and what to do when you get there can be really helpful especially when you are dealing with many other issues like jobs, places to live and settling in.
Q: Can I expedite the process?
A: While using a service doesn’t mean the process is expedited, they can help you avoid the interview process in some cases. They can also ensure your documentation is sufficient and any address changes, etc. are handled correctly, thus reducing complications with your application and ensuring the maximum process speed.
Q: How can I bypass the EOI interview process?
A: Normally, if you are a Non-EU resident you have already submitted much of the information needed through your visa process and are eligible to bypass the interview with the help of a service. If you are British or EU resident you will have to do the interview.
Q: I’m staying with a friend and don’t have any bills in my name. What else is considered proof of address?
A: It is common for new arrivals to the UK to not have sufficient proof of address. In this case, it is highly recommended you use a service that can advise you on how to establish your identity in the UK and obtain the necessary documentation.
Q: I had my interview a couple months ago and still have not received any notifications in the post. What should I do?
A: Unfortunately, the only thing you can do is call the Jobcentre Plus and follow up. This is one reason why using a service is helpful. They can troubleshoot these issues on your behalf and have a better understanding of timing since they handle these requests every day.
Q: I am in the process of applying for an NI Number and have moved. What should I do?
A: If you are scheduled for an interview in the near future try to still attend it. If you are waiting for notification about your NI Number and card contact the Jobcentre Plus right away. If you used a service they will take care of this for you.
Q: My employer says he can’t pay me (or employ me) until I have an NI number. Is this true?
A: No. You are legally entitled to your wages and it will not hinder your employment prospects if you understand the process and can explain it to them. Inform your employer that you are in the process of applying but assure them you are getting one – you will. They will have to pay an emergency tax contribution in the meantime but this does not cost them anything extra – it comes out of your pay. Withholding wages is not legal and understanding the process can be helpful if your new employer is not familiar with hiring people who have just arrived from overseas.
Q: Once I receive my Number can I get the emergency tax I paid back?
A: Yes. Once you receive your NI Number you can enter a claim to receive the money deducted for emergency tax back – usually when you submit your tax return at the end of the financial year.
Q: Other than an NI Number, do I need anything else to work in the UK?
A: Having an NI number does not equate to having a right to work in the UK. Normally a visa (specifically one allowing you to work) is also required. We do not specialize in offering information about visas. We suggest using a visa company if you have questions about your work status.
Q: I am working outside of the UK but for a UK-based company. Do I need an NI Number?
A: Normally, if you are working abroad (not residing in the UK) you should not need one (as you will be taxed in your country of residence). We do not specialize in offering information about taxation. We suggest contacting your employer or a personal accountant for further information.
Q: I had an NI Number before. I’m going back to the UK. Do I need to apply for a new one?
A: No. You will only ever have one NI number. It is associated to your person forever. If you have misplaced your NI Number you can learn about how to retrieve your NI number.

Do you have any other questions or helpful comments to share with non-British Citizens about retrieving or getting an NI Number? Please leave them below. 

Saturday, January 19, 2019

How to use condoms to avoid pregnancy

       How to use condoms to avoid           pregnancy

how to avoid pregnancy,how to prevent pregnancy,how to use a condom,how to stop pregnancy,ways to prevent pregnancy,how to avoid pregnancy without using condoms,avoid pregnancy,how to avoid pregnancy naturally,how to put on a condom,condoms,how to avoid getting pregnant,how to control pregnancy,pregnancy,how to stop a pregnancy,ways to stop pregnancy,how to avoid pregnancy without condom

       How to put a condom on

If you want your condom to work, you’ve got to use it correctly. Luckily, it’s really easy. Here’s what you need to know.

How do I use a condom?

Roll the condom on when your penis is erect (hard), but BEFORE it touches your partner’s mouth or genital area (vulvavaginaanus, buttocks, and upper thighs) — and wear it the whole time you’re having sex. This helps protect you from STDs that are transmitted through skin-to-skin touching. It also prevents contact with pre-ejaculate (pre-cum), which can have STD germs and may rarely contain sperm that can cause pregnancy.
1. Condoms last a long time, but you should always check the expiration date printed on the wrapper or box. Open condoms carefully so you don’t damage them — don’t use your teeth or scissors.
2. Make sure the condoms ready to roll on the right way: the rim should be on the outside so it looks like a little hat, and it will unroll easily. You can unroll it a little bit before putting it on to make sure it’s right-side out. If you accidentally put a condom on inside out, do NOT flip it around and reuse it — get a new one.
3. Pinch the tip of the condom and place it on the head of your penis. Leave a little bit of space at the top to collect semen (cum). If you’re uncircumcised, it might be more comfortable to pull your foreskin back before placing the condom on the tip of your penis and rolling it down.
4. Unroll the condom down the shaft of your penis all the way to the base.
You can put a few drops of water-based or silicone lubricant inside the tip of the condom before you roll it on. You can also add more lube to the outside of the condom after it's on your penis. (Water-based or silicone lube can make sex feel even better, and it helps stop condoms from breaking.)
5. Have sex!
6. After you ejaculate (cum), hold onto the rim of the condom and pull your penis out of your partner’s body. Do this BEFORE your penis goes soft, so the condom doesn’t get too loose and let semen out.
7. Carefully take off the condom away from your partner so you don’t accidentally spill semen (cum) on them. Throw the condom away in the garbage — don’t flush it down the toilet (it can clog pipes).
You can’t reuse condoms. Roll on a new condom every time you have vaginal, oral, or anal sex. You should also use a new condom if you switch from one kind of sex to another (like anal to vaginal).
Don’t worry if you lose your erection (your penis gets soft) while wearing a condom — this is super common. If this happens you should change condoms. Just take the condom off, and once your penis is hard again, roll on a new one.

What are some tips for using condoms?

Taking good care of your condoms and using them correctly every single time you have sex is key.
Store your condoms in a cool, dry place away from any sharp objects and direct sunlight. Don’t keep them in your pocket, car, or bathroom for long periods of time (over 1 month), because excessive heat and moisture can damage condoms over time.
Always check the expiration date and make sure there aren’t holes in the packaging before opening your condom — you should be able to feel a little air bubble when you squeeze the wrapper. If a condom is torn, dry, stiff, or sticky, throw it away.
Since you have to use a new condom every time you have sex or get a new erection, it’s a good idea to keep a supply around. Have condoms nearby before things start heating up, so they’re easy to grab without interrupting the action.
Most condoms come pre-lubricated, but adding extra water-based or silicone lube can make condoms feel great and help keep them from breaking. Put a few drops on the head of your penis or inside the tip of your condom before you roll it on, and/or spread lube on the outside of the condom once you’re wearing it.
Don’t use anything that has oil in it with latex condoms, like petroleum jelly (Vaseline), lotion, baby oil, butter, or cooking oils. Oil damages latex condoms and may cause them to break.
It’s easy to make condoms fun and sexy — all it takes is a little creativity and a positive attitude! For many people, condoms are a natural part of foreplay. Having your partner roll on the condom, applying lube, and stimulating each other and saying sexy stuff while putting condoms on keeps things hot AND safe. Plus, knowing you’re protecting each other from pregnancy and/or STDs lets everyone relax and focus on feelin’ good.
Practice makes perfect, so it’s a good idea to get used to putting on condoms before you actually use one for sex. You can practice putting a condom on your own penis, or a banana, cucumber, or slim bottle — anything penis-shaped will do! Becoming a condom pro BEFORE you have sex makes it much easier to use them correctly when it really matters.
Lastly, it’s a good idea to use another form of birth control, like the pill, ring, shot, implant, or IUD, along with condoms. It can help prevent pregnancy in case you make a mistake or the condom breaks, giving you extra protection. If you have a condom mishap and you’re not on another birth control method, emergency contraception (the morning-after pill) can help prevent pregnancy up to 5 days after unprotected sex.

Thursday, January 17, 2019

How to cook chopsuey

            How to cook chopsuey

Chop Suey

Chop Suey is a stir fried vegetable dish with meat and shrimp. This version has everything on it, including boiled quail eggs. The Chinese first introduced this to the Philippines, and it was embraced wholeheartedly until it became localized.
Chop Suey

This recipe for chop suey is a quick and easy one. I made sure that the meats (chicken and pork were used, by the way) are cooked properly. These must be brown and tender. the vegetables, on the other hand, should be fresh and crisp. I tried my best to not overcook them. The shrimp was pan-fried for 1 minute per side and was added back towards the end of the process.
I like chop suey with quail eggs. This is the reason why I have it in this recipe. Fresh quail eggs are recommended. I am saying this because canned brined quail eggs are available in the market. It might look more convenient because the shells of the boiled eggs were already removed. However, It has funny taste. I am guessing that it might be from the brine and preservatives.
Try this Chop Suey Recipe. Let me know what you think.
Chop Suey
This is a recipe for Chop Suey
Course - Vegetable
Cuisine - Filipino
 *  Prep Time - 10 minutes
 *  Cook Time - 30 minutes
 *  Total Time - 40 minutes
 *  Servings4

* 7 pieces medium shrimp cleaned and deveined
* 3 ounces sliced pork
* 3 ounces sliced boneless chicken breast
* 1 ½ cup cauliflower florets
* 1 medium carrot sliced crosswise into thin pieces
* 12 to 15 pieces snow peas
* 6 to 8 pieces baby corn
* 1 small bell pepper sliced into squares
* 1 small green bell pepper sliced into squares
* 1 ½ cups chopped cabbage
* 12 pieces boiled quail eggs
* 1 medium yellow onion sliced
* 4 cloves crushed garlic
* ¼ cup soy sauce
* 1 ½ tablespoons oyster sauce
* ¾ cup water
* 1 tablespoon cornstarch diluted in ½ cup water
* ¼ teaspoon ground black pepper
* 3 tablespoons cooking oil
1. Heat oil in a wok or pan.
2. Pan fry the shrimp for 1 minute per side. Remove from the wok. Set aside.
3. Saute onion. Add garlic and continue to saute until the onion becomes soft.
4. Add pork and chicken. Stir fry until light brown.
5. soy sauce and oyster sauce. Stir.
6. Pour water. Let boil. Cover and cook in medium heat for 15 minutes.
7. Add cauliflower, carrots, bell peppers, snow peas, and young corn. Stir.
8. Add cabbage. Toss. Cover and cook for 5 to 7 minutes.
9. Put the pan-fried shrimp into the pot and add ground black pepper.
10. Add the boiled quail eggs and cornstarch diluted in water. Toss.
11. Transfer to a serving plate. Serve.
12.  Share and enjoy! 

How to trim your beard

           How to trim your beard

how to trim your beard,how to trim a beard,beard trim,how to trim beard,beard,how to shape your beard,how to trim beard at home,how to grow a beard,how to trim,how to trim your own beard,how to shave,trimming your beard,how to grow beard,how to groom a beard,how to trim your beard at home,how to shape beard,beard oil,beard shape,how to trim the bottom of your beard

How to Trim Your Beard Without a Trip to the Barber

Many years ago, growing a beard was easy. You just stopped shaving. Where your beard ended—chin, neck, or somewhere after your chest hair began—was nobody's concern, least of all yours. Now things are different. People tend to have jobs and fewer diseases, and beards require more tailoring. A wild, unkempt beard might showcase your impressive manliness, but it's doing you few favors in the dateable, employable, and all-around-approachable department. The better route is to keep your face fur in check. Here's how to do it.

Step 1:

The first thing you'll want to do is wash your beard with a beard shampoo, and then condition it. The conditioner will help soften the beard, which will make it easier to perform step two.

Step 2:

After it dries, take a brush and run it against the grain of your beard, so that the hairs stand up and out. Not only will this make it easier to trim, but it will also highlight any inconsistencies in length.

Step 3:

Use your clippers to trim to trim to your preferred length. (It's best to start with a bigger guard, to prevent accidentally cutting everything too short.) If you're looking for something simple and not too long, an even length all around is fine. If you want something with more shape, aim a longer guard around the chin and a shorter one at the cheeks and temples. Usually, a differential of one or two is all you need—think a 4 on the cheeks and temples and a 5 or 6 around the chin. To trim the mustache, you can run a shorter guard over your upper lip, but your nose will obstruct anything much longer.

Step 4:

Your mustache will be harder to trim with the guard on the clippers, so a better option (provided you have a steady hand) is to comb all of the hairs down over the upper lip and use the bare clippers to trim away anything that covers the lip. If you don't have a steady hand, just use mustache scissors instead.

Step 5:

Now comes the most important part: trimming the neckline. The biggest way to compromise your beard is to ignore this crucial demarcation, or to trim it in the wrong place. Stop too close to the jawbone, and it will make it look like you have a double chin, even if you don't. Let it wander too far down your neck, however, and you'll invite comparisons to feral creatures or communist firebrands.

The safest bet is to trim it to just above your Adam's apple. Here you manage to have both a legitimate beard and something of a neck. First, take two fingers and place them above your Adam's apple. Imagine a point that sits atop your fingers at this spot. Now, draw an imaginary line from behind each ear; the lines will curve down to this point, creating a "U" shape. Shave everything below this spot. Yes, everything—the neckbeard must go.

It's just as important to not shave anything above this line; the hair should still wrap around the jawbone and underside of the chin. Some guys like having a "hard stop" on their beard neckline, meaning they don't want to fade the hair gradually from this neckline and up into the full beard. To achieve this, simply shave below the neck like as you would shave your face.

Should you want to fade your beard, however, just set your clippers at half the length of your preferred clipper setting. Using this shorter guard, trim up from the neckline approximately one inch around the entire base of the beard. You can then fade it even more closely: Halve it again to fade a half-inch from the bare skin to this medium point, or fade it on three-quarters of your usual clipper to fade it a half-inch from the full beard to the initial fade length.

Fading requires gradually longer lengths, starting from the bare skin and ending with the full beard. You don't want to fade it any more than an inch away from the neckline, though, so if you're nervous, just start with a hard-stop neckline and next time you're at the barber, ask him to show you how to fade it.

Step 6:

Just like you would the hair on your head, you need to comb your beard. First, apply a good beard oil to soften the hair. Then run a beard comb through it to distribute the oil, as well as to style your beard back into place, post-trim. This will also help reveal strays that got passed over while trimming, which you can take care of with your scissors.

Wednesday, January 16, 2019

How to loose weight well

          How to loose weight well

12 tips to help you lose weight on the 12-week plan

Get off to the best possible start on the NHS 12-week weight loss plan with these 12 diet and exercise tips.

1. Don't skip breakfast

Skipping breakfast won't help you lose weight. You could miss out on essential nutrients and you may end up snacking more throughout the day because you feel hungry. Check out five healthy breakfasts.

2. Eat regular meals

Eating at regular times during the day helps burn calories at a faster rate. It also reduces the temptation to snack on foods high in fat and sugar. Find out more about eating healthily.

3. Eat plenty of fruit and veg

Fruit and veg are low in calories and fat, and high in fibre – 3 essential ingredients for successful weight loss. They also contain plenty of vitamins and minerals.

4. Get more active

Being active is key to losing weight and keeping it off. As well as providing numerous health benefits, exercise can help burn off the excess calories you can't cut through diet alone.

5. Drink plenty of water

People sometimes confuse thirst with hunger. You can end up consuming extra calories when a glass of water is really what you need.

6. Eat high-fibre foods

Foods containing lots of fibre can help keep you to feel full, which is perfect for losing weight. Fibre is only found in food from plants, such as fruit and veg, oats, wholegrain bread, brown rice and pasta, and beans, peas and lentils.

7. Read food labels

Knowing how to read food labels can help you choose healthier options. Use the calorie information to work out how a particular food fits into your daily calorie allowance on the weight loss plan. Find out more about reading food labels.

8. Use a smaller plate

Using smaller plates can help you eat smaller portions. By using smaller plates and bowls, you may be able to gradually get used to eating smaller portions without going hungry. It takes about 20 minutes for the stomach to tell the brain it's full, so eat slowly and stop eating before you feel full.

9. Don't ban foods

Don't ban any foods from your weight loss plan, especially the ones you like. Banning foods will only make you crave them more. There's no reason you can't enjoy the occasional treat as long as you stay within your daily calorie allowance.

10. Don't stock junk food

To avoid temptation, try to not stock junk food – such as chocolate, biscuits, crisps and sweet fizzy drinks – at home. Instead, opt for healthy snacks, such as fruit, unsalted rice cakes, oat cakes, unsalted or unsweetened popcorn, and fruit juice.

11. Cut down on alcohol

A standard glass of wine can contain as many calories as a piece of chocolate. Over time, drinking too much can easily contribute to weight gain. Find out more about the calories in alcohol.

12. Plan your meals

Try to plan your breakfast, lunch, dinner and snacks for the week, making sure you stick to your calorie allowance. You may find it helpful to make a weekly shopping list.

How to get a national insurance number

How to get a national insurance number What is a National Insurance Number? An NI number (often called NIN or NINO) is simila...